Modules

Net Worth Studio.

Your net worth reconciled continuously. Liquid against illiquid, assets against liabilities, every custodian in one register.

Net Worth Snapshot

All data current
$3,232,200+1.5% 30D+$48,300
Total Assets$4,115,200
Total Liabilities$883,000
Liquid Assets$2,480,200
Illiquid Assets$1,635,000
Asset Liquidity Liquid 60% Illiquid 40%
Assets$4,115,200
AssetSourceTypeValue
Public EquitiesStocks · Plaid · liquidPlaidliquid$1,284,200
Cash and DepositsCash · Plaid · liquidPlaidliquid$396,000
Retirement AccountsTax deferred · Plaid · liquidPlaidliquid$610,000
BitcoinCryptocurrency · Calculated · liquidCalculatedliquid$190,000
1214 Ridgeway DriveReal Estate · Calculated · illiquidCalculatedilliquid$1,250,000
Meridian Fund IIPrivate Interest · Calculated · illiquidCalculatedilliquid$310,000
Range RoverVehicles · Calculated · illiquidCalculatedilliquid$75,000
Liabilities$883,000
Crypto Loans· 1$95,000
Bitcoin-backed line7.90% · accruing$95,000
Mortgages· 1$712,000
Ridgeway Mortgage1214 Ridgeway Drive · 6.25% · $4,180/mo$712,000
Margin Loans· 1$29,000
Individual Brokeragevariable rate · secured against portfolio$29,000
Credit Cards· 1$47,000
Sapphire Reserve ···4412balance owed$47,000
Net Worth$3,232,200
Banks· 2$396,000
Marcus by Goldman Sachs$241,000
High-Yield Savings$241,000
First Republic$155,000
Personal Checking ···4953$96,000
Joint Savings ···6303$59,000
Brokerages· 2$1,894,200
Charles Schwab$1,284,200
Individual Brokerage$1,284,200
Fidelity$610,000
Rollover IRA$372,000
Roth IRA$238,000
Credit Cards· 1$47,000
Chase$47,000
Sapphire Reserve ···4412$47,000

Illustrative preview · sample data, no personal information

Capabilities

The balance sheet, kept honest.

Continuous reconciliation

Balances refresh from your linked institutions and your manually held assets. The number at the top is always current.

Liquidity intelligence

Liquid and illiquid assets tracked separately, so you always know what is reachable and what is committed.

The full balance sheet

Mortgages, margin and credit alongside the assets, exactly as an institution would hold its own book.

Provenance on every line

Every figure declares where it came from. Balances pulled from an institution are marked as such and values Vysaro computes are marked separately. You always know which numbers are observed and which are derived.

Debt in its own language

Mortgages carry their rate and monthly payment. Margin loans show the portfolio they are secured against. A credit card balance is not filed next to a mortgage as though they were the same obligation.

Every custodian in one register

Accounts stay grouped under the institution that holds them, with each institution carrying its own subtotal. Two brokerages and four banks read as one balance sheet rather than six.

Know your number. Always.

Net worth is the heartbeat. Your CFO takes it continuously.

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