A conversation, not a query.
Your CFO holds your complete picture in working memory. Ask the question that is actually on your mind and the answer arrives with your numbers already read and a plan attached.
Why this is not a chatbot.
Full context, always
No re-explaining your situation. Your CFO already knows the accounts, the basis, the deadlines and the history of every prior conversation.
Plans, not links
Answers arrive as sequenced steps with dollar figures from your actual holdings, not articles to read or charts to decode.
Cross-account vigilance
Wash sales across taxable and retirement accounts, concentration across custodians. Your CFO sees the whole board.
Beyond the balance sheet
Ask about the market, the news or last night's game. Your CFO carries the conversation the way a trusted advisor would and knows exactly when to bring it back to your money.
On your $840,000 balance the reset raises your payment from $3,772 to $5,208, about $1,436 more per month starting in November.
Three ways to absorb it from your actual holdings:
1. Redirect the $2,100 per month currently auto-investing into your taxable account. Covers the gap with no asset sales.
2. Shift $310K of maturing Treasuries into a 2026 ladder. The added yield covers roughly 60% of the increase.
3. A $150K paydown from money market brings the new payment within $240 of today's.
Option 1 preserves the most flexibility. Want me to model all three against your 12-month cash flow?
Option 1 breaks even on cash flow. Options 2 and 3 leave a manageable gap.
Illustrative preview · sample data, no personal information
Know your number. Always.
Net worth is the heartbeat. Your CFO takes it continuously.